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 Billions for the Bankers, Debts for the People. (extracts from)

(Credit to Sheldon Emry)

 From the web-site of the New Zealand Armed Intervention Force.

 Why is it that living in what we call a rich nation, we seem always to be short of money? Wives are working in unprecedented numbers, children look for odd jobs for spending money, the family debt climbs higher, and psychologists say one of the biggest causes of family quarrels and break-ups is 'arguments over money'. Much of this trouble can be traced to our present 'Debt-money System'.

Economists use the term 'create' when speaking of the process by which money comes into existence. Now, creation means making something that did not exist before. Saw-millers make boards from trees, carpenters build houses from timber, factories manufacture cars from metal, and glass from other materials. However in all of these they did not 'create' they only transformed existing materials into a more usable, and therefore, more valuable form. This is not so with money. Here and here alone, man actually 'creates something out of nothing. A piece of paper of little value is printed so that it is worth a piece of timber. With different figures, it can buy a car or even a house. It's value has been 'created' in the true meaning of the word.

Money is very cheap to make, and whoever does the 'creating' of the money can make a tremendous profit! Builders work hard to make a profit, car manufactures make minimal profit on the sale of their cars and consider it good business. However money 'manufactures' have no limit on their profits, since a few cents will print a $10 bill or a $100 bill.

 An adequate supply of money is indispensable to civilized society. We could forego many other things, but without money, industry would grind to a halt, farms would become only self-sustaining units, surplus food would disappear, jobs requiring the work of more than one man or one family would remain undone, shipping and large movements of goods would cease, hungry people would plunder and even kill to remain alive, and all government except family or tribe would cease to function.

An overstatement, you say? Not at all. Money is the life-blood of civilized society, and the means of all commercial trade except simple barter. It is the measure and the instrument by which one product is sold, and another purchased. Remove money or even reduce the supply below that which is necessary to carry on current levels of trade, and the results are catastrophic. For example, we need only look at the depression of the 1930's.

In 1930 we did not lack industrial capacity, fertile farm land, skilled and willing workers or industrious farming families. We had an extensive and highly efficient transportation system in railroads, road networks, and coastal waterways. Communications were adequate utilizing telephone, teletype, radio, and a Government run mail system. No war had ravaged the cities or the countryside, no pestilence weakened the population, nor had famine stalked the land. We in the 1930's lacked but one thing: An adequate supply of money to carry-on trade and commerce. In the early 1930's, Bankers, the only source of new money and credit, deliberately refused loans to industries, retail stores and farmers. Payments on existing loans were required however, and money rapidly disappeared from circulation. Goods were available to be purchased, and jobs waiting to be done, but the lack of money bought the nation to a standstill. By this simple ploy we were put into a 'Depression' and the greedy bankers took possession of a large number of farms, homes and businesses. The people were told, "Times are hard", and "Money is short". Not understanding the system, they were robbed of their earnings, their savings, and their property.

 World War II ended the 'Depression'. The same Bankers who in the early 30's had no loans for peacetime houses, food or clothing, suddenly had unlimited billions to lend for Army supplies. A nation that in 1934 couldn't produce food for sale, suddenly could produce bombs. With the sudden increase in money, people were hired, farms sold their produce, factories went to two shifts, mines re-opened, and 'The Great Depression' was over! Some politicians were blamed for it and others took the credit for ending it. The people were never told that simple truth and I shall endeavor to show, how these same Bankers who control our money and credit, have used their control to plunder our nation and put us in bondage.

The small group of "Privileged" people that lend us "our" money, have accrued to themselves all of the profits of printing our money - and more. Since they have 'created' tens of billions of dollars in money and credit, which, as their own personal property they then lend to our government, and our people pay interest on it. "The rich get richer and the poor get poorer" had become the secret policy of our friendly "honest" Bankers. An example of the process of 'creation' and it's conversion to peoples 'debt' will aid our understanding.

Lets start with the need for money. The Government, having spent more than it has taken from it's citizens in taxes, needs for the sake of illustration, $,000,000,000. Since it does not have the money, and cabinet has given away it's authority to 'create' it, the Government must go to the 'creators' for the $1-Billion. The Bankers however don't just give their money away! The Bankers are willing to deliver $1-Billion, in money or credit to the government in exchange for the Governments agreement to pay back - with interest! So the Government authorizes the Treasury to print $1-Billion in NZ Bonds, which are then delivered to the Bankers.

The Bankers then pay for the cost of printing the $1-Billion (about $1000) and makes the exchange. The Government then uses the money to pay its obligations. What are the results of this fantastic transaction? Well, $1-Billion in Government bills are paid alright, but the Government has now indebted the people to the Bankers for $1-Billion, on which the people must pay interest! Tens of thousands of such transactions have taken place, so that by today's standards we are never able to pay back the loans. Supposedly our children and the following generations will pay forever and forever!

You say, "This is terrible!" Yes, it is, but I have shown only part of this sordid scam. Under this unholy system, those NZ Government Bonds have now become 'assets' of the Banks in the Reserve System which they then use that $1-billion in bonds to 'create' more 'credit' to lend. Current 'reserve' requirements allow them to use that $1 billion in bonds to 'create' as much as $22 billion on new 'credit' to lend to local governments, individuals and businesses. Added to the original $1 billion, they could have $23 billion of 'created' credit out in loans paying them interest with their only cost being $1,000 for printing the original $1 billion! Since the Government had not issued 'debit-free' money since about 1935, in order for the people to have money to carry on trade and commerce they are forced to borrow the 'created credit' of the Monopoly Bankers and pay them usury-interest!

In addition to the vast wealth drawn to them through this almost unlimited usury, the Bankers who control the money at the top, are able to approve or disapprove large loans to large successful corporations to the extent, that refusal of a loan will bring about the reduction in the price that that Corporations' shares sell for on the market. After depressing the price, the Bankers' agents buy large blocks of the shares, after which the sometimes multi-million-dollar loan is approved, the shares rise, and is then sold for a profit. In this manner billions of dollars are made with which to buy more shares. This practice is so refined today that the Reserve Bank need only announce to the newspapers an increase or decrease in their 'rediscount rate' to send shares up or down as they wish. Using this method, the Bankers and their agents have purchased secret or open control of almost every large corporation in the world. Using that control, they then force the corporations to borrow huge sums of money from their banks, so that corporation earnings are siphoned off in the form of interest to the banks. This leaves little as actual 'profits' which can be paid as dividends and explains why share prices are so depressed, while the banks reap billions in interest from corporate loans. In effect, the Bankers get almost all of the profits, while individual shareholders are left holding the bag.

The thousands of working families are now indebted to the few Banking Families for twice the assessed value of the entire country, and these Banking Families obtained that debt against us for the mere cost of paper, ink, and book-keeping.

The only way new money (which is not true money, but is 'credit' representing debt), goes into circulation in New Zealand is when it is borrowed from the Bankers. When local government and the people borrow large sums, we seem to prosper. However they 'create' only the amount of the principle of each loan, never the extra amount needed to pay the interest. Therefore the new money never equals the new debt added. The amount needed to pay the interest on the loans is not 'created' and therefore does not exist!

Under this kind of system, where new debt always exceeds the new money no matter how much or how little is borrowed, the total debt increasingly outstrips the amount of money available to pay the debt! An example will show the viciousness of this usury-debt system with its 'built-in' shortage of money.

When a citizen goes to a Banker to borrow $100,000.00 to purchase a home or a farm, the bank clerk has the borrower agree to pay back the loan plus interest. At 10% interest for 25 years, the borrower must agree to pay a total of $272 610.00. The clerk then requires the citizen to assign to the Banker the right of ownership of the property if the borrower does not make the required payments. The bank clerk then gives the borrower a $100,000.00 cheque or credits the borrower's cheque account with the $100,000.00.

The borrower then writes a cheque to the vendor or building contractors etc., who in turn writes cheques, $100,000.00 of new 'cheque book' money is thereby added to the "money in circulation". However, and this is the fatal flaw in this usury system, the only new money 'created' and put into circulation is the amount of the $100,000.00. The money to pay the interest is NOT 'created', and therefore was NOT added to the "money in circulation".

Even so, this borrower (and those who follow him in ownership of the property) must earn and "TAKE OUT OF CIRCULATION" $272,610.00, that's $172,610.00 MORE than he put "IN CIRCULATION" when he borrowed the original $100,000.00. - (By the way, it is this interest which cheats all families out of nicer homes. It is not that they can't afford them; it is because the Banker's usury forces them to pay for 3 homes to get one!)

Every new loan puts the same process in operation. Each borrower adds a small sum to the total money supply when he borrows, but the payments on the loan (because of interest) then deduct a much LARGER sum from the total money supply. There is therefore no way all debtors can pay off the 'money-lenders'. As they pay the principle and interest, the money in circulation disappears. All they can do is struggle against each other, borrowing more and more from the 'money-lenders' each generation. The 'money-lenders' (Bankers), who produce nothing of value, slowly, then more rapidly, gain a death grip on the land, buildings, and present and future earnings of the whole working population. The borrowers have become servants of the lenders. No wonder God Almighty forbids interest on loans.

If you haven't quite grasped the impact of the example above, let us consider a small car loan for 3 years at 18% interest. Step 1: Citizen borrows $5 000.00 and pays it into circulation, (it goes to the dealer), and signs a note agreeing to pay the Banker $6 500.00. Step 2: Citizen pays $180.00 per month of his earnings to the Banker. In 3 years he will take OUT of circulation $1 500.00 MORE than he put IN CIRCULATION. Every loan of Banker 'created' money (credit) causes the same thing to happen. Since this has happened thousands of times and still continues today, you can see why we have gone from a prosperous debt-free nation to a debt-ridden nation, where practically every home, farm and business is paying usury-tribute to some Banker.

In the thousands of transactions made each year like those above, little actual currency changes hands, nor is it necessary that it do so. 95% of all 'cash' transactions in New Zealand are by cheque, so the Banker is perfectly safe in 'creating' that so-called 'loan' by writing the cheque, not against actual money, but AGAINST YOUR PROMISE TO PAY IT BACK! The cost to him is paper, ink and a few dollars in salaries and office costs for each transaction. It is a 'PYRAMID SCAM' on an enormous scale. The profits increase rapidly year after year.

However they are to cunning to take title to everything. They will instead leave you with some 'illusion of ownership' so you and your children will continue to work to pay the Bankers more of your earnings of ever-increasing debts. The 'establishment' has captured our people with their unholy system of usury and debt as certainly as if they had marched in with a uniformed Army.

To grasp the truth that periodic withdrawal of money through interest payments will inexorably transfer all wealth in the nation to the receiver of interest, imagine yourself in a poker or dice game where everyone must buy the chips (the medium of exchange) from the 'Banker' who does not risk chips in the game, but watches the table and every hour, reaches in and takes 10-15% of all the chips on the table. As the game goes on, the amount of the chips in the possession of each player will go up or down with his 'luck'. However, the TOTAL number of chips available to play the game (carry on trade and commerce) will decrease rapidly.

The game will get low on chips, and some will run out. If they want to continue to play, they must buy or borrow them from the 'Banker'. The 'Banker' will sell (lend) them ONLY if the player signs a 'mortgage' agreeing to give the 'Banker' some real property (car, home, farm or business etc.) If he cannot make periodic payments to pay back all of the chips plus some EXTRA ones (interest). The payments must be made on time, whether he wins (makes a profit) or not.

It is easy to see that no matter how skillfully they play, eventually the 'Banker' will end up with all of his original chips back. Except for the very best players, the rest, if they stay in long enough, will lose to the 'Banker' their homes, their farms, their businesses, perhaps even their cars, watches and the shirts off their backs!

Our real-life situation is MUCH WORSE than any poker game. In a poker game no-one is forced to go into debt and everyone can quit at anytime and keep whatever he still has. But in real life, even if we borrow little ourselves, from the 'Bankers', local and central governments borrow billions in your name and squander it, then confiscate our earnings from us, to pay it back to the 'Bankers' with interest. We are forced to play the game and none can leave except by death. We pay as long as we live and our children pay after we die. If we cannot pay, the same government sends the police to take our property and give it to the 'Bankers'. The 'Bankers' risk nothing in the game; they just collect their percentage and "win it all". In Las Vegas, and other gambling centers all the games are "rigged" to pay the owner a percentage and they take millions. 'The Reserve Bankers' "game" is also rigged and it pays off in billions!

In recent years the 'Bankers' added real 'cards' to their game. "Credit" cards are promoted as a convenience and a great boon to trade. Actually they are ingenious devices by which the 'Bankers' collect 2-5% of every retail sale from the seller and 18-24% interest from the buyers. A real "stacked" deck!

National, Labour or any other voters who have wondered why politicians always spend more tax than they take in should now see the reason. When we begin to study our "debt-money" system, we soon realize that these politicians are not the agents of the people, but are instead are agents of the 'Bankers', for whom they plan ways to place the people further into debt. It only takes a little imagination to see that if government had been 'creating', and spending or issuing into circulation the necessary increase in the money supply, THERE WOULD BE NO NATIONAL DEBT, and all the other debts would be practically non-existent. Since there would be no ORIGINAL cost of money except printing, and no CONTINUING costs such as interest, taxes would almost be nil. Money, once in circulation, would remain there and go on serving it's purpose as a medium of exchange for generation after generation and century after century, just as coins do now, with NO repayments to the 'Bankers' whatsoever.

But instead of peace and debt-free prosperity, we have ever-mounting debt and periodic wars. We as a people are now ruled by a system of Banker-owned Mammon that has usurped the mantle of government, disguised itself as our legitimate government, and set about to pauperize and control our people. It is now a centralized, all-powerful political apparatus whose main purposes are promoting war, spending the people's money, and propagandizing to perpetuate itself in power. Our two large political parties have become it's servants, the various departments of government it's spending agencies, and the Inland Revenue Department it's collecting agency.

The profits from these massive debts have been used to erect a complete and almost hidden economic and political colossus over our nation. They keep telling us they are trying to do us "good", when in truth they work to bring harm and injury to us. These would-be despots know it is easier to control, rob and kill, poorly-educated and confused people than it is a healthy and intelligent population, so they deliberately prevent real cures for diseases, they degrade our educational systems, and they stir up social and racial unrest. For the same reasons they favour drug use, alcohol, sexual promiscuity, abortion and crime to name but a few. Everything that debilitates the minds and bodies of the people is secretly encouraged, as it makes the people less able to oppose them or even understand what is being done to them.

Family, morals, love of country, even religious beliefs and values, all that is honourable is being swept away, while they try to build their new, subservient man. Our new "rulers" are trying to change our whole racial, social, religious and political order, but they will not change the 'debt-money' economic system by which they rob and rule. Our people have become "debt-slaves" to the 'Bankers'. It is conquest through the most gigantic fraud and swindle in the history of mankind. I remind you again: The key to their wealth and power over us, is their ability to 'create' money out of thin air and lend it to us at interest. If they had not been allowed to do that, they would never have gained secret control of our nation. For the people of religious beliefs, how true Solomon's words are: "The rich ruleth over the poor, and the borrower is servant to the lender" (Proverbs- 22:7).

With debt-free and interest-free money, there would be no high confiscatory taxation, our homes would be mortgage free with no $10,000.00-a-year payments to the 'Bankers', nor would they get $1,000.00 to $2,000.00 per year from every car on the road. We would need no "easy payment" plans, "revolving" credit plans, loans to pay medical or hospital bills, loans to pay taxes, loans to pay for burials, loans to pay for loans, nor any of the thousand and one usury-bearing loans which now suck the life-blood of New Zealand families. There would be no unemployment, divorces caused by debt, destitute old people, or mounting crime, and even the so-called "deprived" classes would be deprived of neither job nor money to buy the necessities of life.

Criminals could not become politicians, nor would politicians become criminals in the pay of the 'Bankers' as they are now. Our officials at all government levels would be working for the people instead of devising means to spend more money to place us further in debt to the 'Bankers'. We would get out of the entangling foreign alliances that have engulfed us in four major wars.

A debt-free New Zealand would mean mothers would not have to work. With mother at home (or vise-versa), the juvenile delinquency would decrease rapidly. The elimination of the usury and debt would be the equivalent of a 50+% raise in the purchasing power of every worker. With this cancellation of all debts, the return to the people of all the property and wealth the parasitic 'Bankers' and their agents have stolen by usury and fraud, and the ending of their theft of the major portion of the taxes collected every year from the people, we would become prosperous beyond the wildest dreams of our people today. Then we would be at peace!

So-called "economic-experts" write syndicated columns in hundreds of newspapers, craftily designed to prevent the people from learning the simple truth about our money system. Commentators on Radio and T.V, preachers, educators, and politicians blame the people as wasteful, lazy or spendthrift, and blame the workers and consumers for the increase in debts and the inflation of prices, when they know the cause is the 'debt-money' system itself. Our people are literally drowned in charge and counter-charges designed to confuse them and keep them from understanding the unconstitutional and evil money-system that is so efficiently and silently robbing the farmers, the workers, and the businesses of the fruits of their labours and of their freedoms.

When some few Patriotic people or organizations who know the truth begin to expose them or try to stop any of their mad schemes, they are ridiculed and smeared as 'right-winged extremists', 'super-patriots', 'ultra-rightists', 'bigots', 'racist', even 'fascists' and 'anti-Semites'. Any name is used which will cause them to shut up or will at least stop other people from listening to the warnings they are giving. Articles and books are kept out of schools, libraries and book stores.

Some who are especially vocal in their exposure of the treason against our people, are harassed by government agencies such as IRD, Police and others, causing them harm, financial loss or bankruptcy. Using the above methods, they have been completely successful in preventing most Kiwi's from learning the truth. However in spite of their control of information, they realize that many are learning of the truth. Therefore, to prevent Violence or Armed Resistance to their plunder of New Zealand, we now have to register all firearms and will eventually disarm all citizens.

The 'almost-hidden' conspirators in politics, religion, education, entertainment, and the news media are working for a 'Banker-owned New Zealand' in a 'Banker-owned world' under a 'Banker-owned World Government'.

Love of country, compassion for your race, and concern for your children should make you deeply interested in this, as even though our generation suffers under the system, it has not suffered, like the suffering that our children will have to endure in the coming generations. Usury and taxes will continue to take a larger and larger part of the annual earnings of the people and put them in the pockets of the 'Bankers' and their political Agents. Increasing Government regulations will prevent citizen protest and opposition to their control. Is it possible that your grandchildren will own neither home nor car, but will live in 'Government-owned' housing and ride in 'Government-owned' buses (both paying usury to the 'Bankers'), and be allowed to keep just enough of their earnings to buy a minimum of food and clothing while their rulers wallow in luxury?

FOR THE REASONS ABOVE THE N.Z.A.I.F WILL FOREVER STAND FIRM. N.Z.A.I.F
"Dedicated to the fight for freedom"